The central finding of a new report from industry analyst firm Valoir, estimates that employees’ financial stress costs U.S. employers more than $1.1 trillion in lost productivity each year. We noted:
The average worker spends 3.3 hours per week handling personal financial issues while on the clock, while about eight percent spend 10 or more work hours per week.
Eighty percent of employees say financial well-being is at least a moderate source of stress. It is the highest among employees earning less than $25,000 per year and those earning more than $125,000 per year
Financial wellness programs have moved from a nice-to-have perk to a strategic business priority. Employers with programs stand to benefit from increased productivity, reduced absenteeism and improved talent attraction and retention.
Source: HR Executive, March 27, 2026. Link.
Finances remain the single biggest stressor for employees. That stress isn’t just bad for employees; it’s costing employers about 8 percent of worker productivity, on average.” – Rebecca Wettemann, CEO of Valoir
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