Confused about pet insurance? You are not alone, and veterinary clients probably are, too.
In this podcast, Jennifer Sperry, DVM, breaks down key differences between accident, illness, and wellness policies. She demystifies deductibles and highlights what veterinary professionals need to know when talking with pet owners. Although recommending specific policies isn’t the role of veterinary professionals, understanding the landscape helps them guide clients with confidence. The discussion also explores how pet insurance stacks up against savings accounts.
Take a listen . . . We’re confident you’ll be better prepared for the questions pet owners are asking.
Source: ASPCA® Pet Health Insurance Program, Vet Folio, Soundcloud, July 3, 2025. Link. [40:52]
Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete Coverage(SM) reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information is available at checkout. Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.
Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with corporate offices at 11333 North Scottsdale Rd., Suite 160, Scottdale, AZ 85254). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #OE36937). The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution.